Bryan and Benda Scott

Bryan and his wife Brenda just had their first baby. Their living expenses increased and both their incomes dropped, mortgage payment went up and with no escape they turned to us for help.  In 5 months they were able to settle their first account at 28% and second account at 34%. Completing the program in 7 months at a 31% reduction overall. 

Jeremy R.

Jeremy is a Real Estate Agent who has been suffering through the housing bust and the recession.  Like others in his industry, he was used to making six figures per year and spending accordingly.  In 2008 he had his worst year ever $18,000.  He is slowly adding other services for his clients and in 2009 he earned a respectable $55000.  Unfortunately, he had over $90K in credit card debt, two cars (over $100K owed) and a home that her was behind in payments on.  He went through the ‘loan modification” process himself and was able to reduce his payments on his mortgage.  He then turned to us.  Jeremy has settled 2 of his credit cards (over $30K) in a little over 6 months for 20% of his total balance. He still has a way to go but he is happy and on the right track.

Irene M.

Irene came to us after being laid off from her job.  She found a new job paying about half of what she was making before.  With $30000 in unsecured debt and $750 per month payments, she wasn’t able to continue payments with her creditors.  After several failed attempts to get her interest rates reduced she turned to us for help.  Irene has received several offers of settlement but has only been able to complete one because her savings are low.  The creditor that she settled with was for 20% of her balance.  She was ecstatic.  She is now saving money to make other settlements with creditors.